How it works

A 5-step guide to Emata


We get you started!

We digitise your cooperative or aggregtors' records with our free MIS (management information system).

Our team helps you get started!

Manage your operations digitally

Use Emata to register deliveries, update prices, create payment schedules and share daily SMS updates with your farmers.

Did you know that a farmer receives an SMS when their delivery is registered in the Emata MIS?


Advanced credit-scoring

While you focus on your day-to-day operations, Emata combines your data with advanced risk analytics to make sure that your members are offered tailored loans that they can afford.

Loans when you need them!

Emata offers instant and affordable loans to your members when they need them – for planting, weeding and other cost-intensive periods.

Loans are paid out instantly!

Farmers apply for a loan using WhatsApp!


Repay when you have money

Farmers repay their loans at harvest, by selling their harvest to the cooperative or aggregator.

We dare farmers to dream big. Let's work together to grow the farms and prosperity of your farmers.

That's it!

Do you want to grow?

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