We are Emata
We are on a mission to revolutionize farmer financing.
Emata offers digital, affordable loans to farmers.
We partner with cooperatives and aggregators and give them access to our free Emata MIS (management information system) to organize their day-to-day operations.
We use big data to create data-driven alternative credit scoring and offer digital loans.
Our goal is to deliver simple, available and affordable farmer financing in Africa.
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Our story
2020
We started Emata out of our frustration that African banks are not using technology and big data efficiently to bring financing to farmers.
Farmers account for 20-30% of African economies but only receive a fraction of all loans.
In March 2020, we set out to solve agricultural financing in Africa!
Farmers account for 20-30% of African economies but only receive a fraction of all loans.
In March 2020, we set out to solve agricultural financing in Africa!
2020 cont.
We started piloting with two dairy cooperatives in the Central region.
In December, we received our Microfinance License in Uganda.
In December, we received our Microfinance License in Uganda.
2021
We started lending to dairy farmers in February!
In May, we won Catapult Inclusion Africa and in September we joined the Plug & Play accelerator program.
In May, we won Catapult Inclusion Africa and in September we joined the Plug & Play accelerator program.
2022
In March, we started giving loans to maize farmers.
Then, we signed a USD 590.000 facility, securing our first external on-lending-capital.
Finally, we were named "Best Newcomer" in Africa at the Global Startup Awards!
Then, we signed a USD 590.000 facility, securing our first external on-lending-capital.
Finally, we were named "Best Newcomer" in Africa at the Global Startup Awards!
What's next?
We are scaling up in Uganda, in dairy, maize and oilseeds, and soon coffee.
Do you want to partner with us? Reach out!
Do you want to partner with us? Reach out!
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Emata is a licensed Microfinance Institution. Visit us at our offices in Kampala and Mbarara for a glass of milk and a demo.