We are Emata

We are on a mission to revolutionize farmer financing.

Emata offers digital, affordable loans to farmers.

We partner with cooperatives and aggregators and give them access to our free Emata MIS (management information system) to organize their day-to-day operations.

We use big data to create data-driven alternative credit scoring and offer digital loans.

Our goal is to deliver simple, available and affordable farmer financing in Africa.

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Our story

We started Emata out of our frustration that African banks are not using technology and big data efficiently to bring financing to farmers.

Farmers account for 20-30% of African economies but only receive a fraction of all loans.

In March 2020, we set out to solve agricultural financing in Africa!
2020 cont.
We started piloting with two dairy cooperatives in the Central region.

In December, we received our Microfinance License in Uganda.
We started lending to dairy farmers in February!

In May, we won Catapult Inclusion Africa and in September we joined the Plug & Play accelerator program.
In March, we started giving loans to maize farmers.

Then, we signed a USD 590.000 facility, securing our first external on-lending-capital.

Finally, we were named "Best Newcomer" in Africa at the Global Startup Awards!
What's next?
We are scaling up in Uganda, in dairy, maize and oilseeds, and coffee.

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