We are Emata

Africa can – and must – help cover our world's growing food needs.

We invest in farmers and dare them to dream big.

Emata offers digital, affordable loans to farmers so they can turn their farms into businesses.

We partner with cooperatives and aggregators and use their data for
AI-powered alternative credit scoring.

We offer simple, available and affordable farmer financing.

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Our story

2020
We started Emata out of our frustration that African banks are not using technology and big data efficiently to bring financing to farmers.

Farmers account for 20-30% of African economies but only receive a fraction of all loans.

In March 2020, we set out to solve agricultural financing in Africa!
2020 cont.
We started piloting with two dairy cooperatives in the Central region.

In December, we received our Microfinance License in Uganda.
2021
We started lending to dairy farmers in February!

In May, we won Catapult Inclusion Africa and in September we joined the Plug & Play accelerator program.
2022
In March, we started giving loans to maize farmers.

Then, we signed a USD 590.000 facility, securing our first external on-lending-capital.

Finally, we were named "Best Newcomer" in Africa at the Global Startup Awards!
What's next?
We are scaling up in Uganda, in dairy, maize and oilseeds, and coffee.

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