Emata is the future of farmer financing

With Emata, we bring digital and affordable financial products to farmers in East Africa.

Our products

Emata offers two products:

for partners

Manage your operations better

Emata simplifies the day-to-day operations of your cooperative or aggregator. The system is free(!).

Want to learn more?

for farmers

Farmer financing done right

Emata offers affordable loans to farmers who are members of cooperatives or aggregators.

No travel time, no tricky contracts, no hidden fees. Just a basic loan to help people invest in their farms.

our model

How do we help our partners & their farmers?

Emata works with cooperatives and aggregators to offer affordable loans that allow farmers to invest in the productivity of their farms.

Step 1: Help our partners get digital

Emata provides coops and aggregators with a free system that simplifies and gives them an overview of their day-to-day operations.

Step 2: Data-driven decision-making

By working with co-ops, aggregators and farmers, we learn how to identify the good farmers. This helps cooperatives and us reward hard work.

Step 3: Affordable loans for farmers

By combining the farmer data with advanced risk analytics, we are able to offer affordable loans that are tailored to the needs of each farmer.

Latest update

Emata selected for Silicon Valley-based accelerator, Plug and Play

The program will take place in Morocco in October and November 2021. Read more here.


We work with:

We are very grateful to have such experienced organisations supporting us.


Built in Kampala

Emata was created and built in Uganda. Don't hesitate to visit our offices in Kampala and Mbarara.

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