Emata is the future of farmer financing

With Emata, we bring digital and affordable financial products to farmers in East Africa.

Our products

Emata offers two products:

for co-ops

Manage your cooperative better

Emata simplifies the day-to-day operations of your cooperative. The system is free(!) for cooperatives.

Are you a cooperative?

for farmers

Farmer financing done right

Emata offers affordable loans to farmers who are members of cooperatives.

No travel time, no tricky contracts, no hidden fees. Just a basic loan to help people invest in their farms.

our model

How do we help cooperatives & farmers?

Emata works with cooperatives to offer affordable loans that allow farmers to invest in the productivity of their farms.

Step 1: Help co-ops get digital

Emata provides coops with a free system that simplifies and gives them an overview of their day-to-day operations.

Step 2: Data-driven decision-making

By working with co-ops and farmers, we learn how to identify the good farmers. This helps cooperatives and us reward hard work.

Step 3: Affordable loans for farmers

By combining the farmer data with advanced risk analytics, we are able to offer affordable loans that are tailored to the needs of each farmer.

Latest update

We are live!

In December, we received our Microfinance License for Uganda.

On Feb 7th, 2021, several farmers from Nampante Dairy Co-operative received the first Emata loans to invest in their farms.

Only 1 million farmers left to go!


Our partners

We are very grateful to have such experienced organisations supporting us.


Built in Kampala

Emata was created and built by Laboremus Uganda. Visit us at our offices in Bugolobi, Kampala for a demo.

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